As a current or retired federal employee, you and your family face unique opportunities and challenges. Despite being robust, federal benefits have many exceptions, exclusions, and special provisions that make them complex and difficult to track. You deserve a financial advisor who specializes in addressing your specific situation.
At Fedway Financial, we help manage all aspects of your financial life, while providing the expertise needed to understand and take maximum advantage of your federal benefits program. We simplify, analyze, and create a clear financial strategy related to the following benefits:
- Federal Employees Retirement System (FERS)
- Civil Service Retirement System (CSRS)
- Thrift Savings Plan (TSP)
- Federal Employees Health Benefits (FEHB) Program
- Federal Employees’ Group Life Insurance (FEGLI) Program
Delivering Advice At All Stages Of Life
Whether you are a new hire of the federal government or someone who is approaching eligibility for retirement, we can deliver timely and accurate advice at every step of your financial journey.
Early Career Professional
At this stage, you want to lay the foundation for your financial future and start off on the right foot when it comes to financial planning. Things are not too complicated, but you still want guidance about spending, saving, and investing.
Some of your concerns may include:
- What should I be saving?
- How do I start investing?
- How do I stick to a spending plan?
- How do I pay off my student loans or credit card debt?
- How do I prepare for buying a house, getting married, or having a child?
Mid to Senior Career Professional
At this point, your life and finances have grown more complex. There may be marriage, children, and college funds to consider. Your life is a lot busier, and you no longer have the time nor expertise to effectively manage your financial plan.
Some of your concerns may include:
- Am I on track for my retirement goals?
- Do I have enough insurance coverage?
- How do I fund my child’s education?
- How do I make my investments work best for me?
- How do I help provide assistance for aging parents or other family members?
Soon to Retire or Retired
At this phase, your finances have become much more complicated and require specific attention. You have been dedicated to saving and investing, but over time your concerns have changed. You want to ensure that your money will last and that you’re prepared to navigate this new chapter of life.
Some of your concerns may include:
- Will my sources of income adequately provide for me?
- How will my health and medical costs impact my money?
- Do my investments fit my plans?
- How will taxes affect me in retirement?
- How can I ensure my assets are distributed according to my wishes?
